For sons and daughters
Help Mum and Dad get organised while they're still in charge.
A guided workbook your parent fills in, with you, recording where everything is: accounts, pensions, documents, people and wishes. They stay in charge of what is shared. You know where to look if you ever need to.
Pre-order for £39Delivered by email by 30 November 2026. England and Wales.
Three stages, one book
Now
Where everything is today: accounts, pensions, bills, documents, and the people who help.
If I can't manage
Whether a lasting power of attorney exists, who the attorneys are, and what the family would need to step in.
When I'm gone
Wishes, and checklists for the first week, the first month and the first six months, linked to the official gov.uk guidance.
What is inside
- Start here. How to use the book, and a short guide to starting the conversation: one page for the parent, one for the child.
- People. Family, executors, attorneys, solicitor, accountant, GP.
- Money map. Every account, savings product and investment, and where each statement arrives. There is a column for "unknown": gaps are written down, never guessed.
- Income and outgoings. Pensions, annuities and other income, and the direct debits that go out.
- Pensions finder. Every pension, its reference number, and whether a nomination form exists.
- Property, debts and insurance.
- Documents. Where the will, power of attorney, deeds and certificates are kept.
- Digital life. Devices and online accounts, and how the family will get access. Passwords are not written in the book.
- If I can't manage. Power of attorney status, and what happens without one, with gov.uk links.
- When I'm gone. Wishes, and step-by-step checklists for the family.
- Keeping it current. A yearly review date, and a record of who holds a copy.
A change coming in April 2027
From 6 April 2027, most unused pension funds will count towards the value of an estate for inheritance tax, and the people who sort out the estate will have to find and report them. Source: HMRC policy paper, 26 November 2025.
The pensions finder in section 4 lists every pension and its reference in one place. It records facts; it does not recommend anything.
Why this exists
I'm Craig Miller. I help look after my own parents' finances. The first job was finding out what existed: which accounts, which pensions, where each statement arrived, and what nobody could remember.
I built a careful record for my own family, with every gap written down rather than guessed. This workbook puts that method on paper, so your family can do the same.
Family Handover Workbook
England and Wales edition
£39 one payment
- Fillable PDF to complete on a computer, plus a version to print and write on
- Delivered by email by 30 November 2026. If it is late, you get a full refund
- Full refund if you ask before delivery or within 14 days after it
- Nothing you write in it is sent to us
This is a digital workbook, not a printed book. Payment is taken now by Stripe. The workbook records information; it is not legal, tax or financial advice.
Questions
What if Mum or Dad doesn't want to talk about it?
The book opens with a short conversation guide: one page for you, one for your parent. It starts with the practical 'now' sections, not with death.
Who fills it in?
Your parent. The information is theirs. You help, prompt and keep a copy if they agree.
Is it a printed book?
No. You get a PDF by email. Fill it in on screen, or print it and write by hand.
Do you see what we write in it?
No. The workbook stays on your computer or on paper. Nothing you write is sent to us.
Is this legal or financial advice?
No. It records information and points to official guidance on gov.uk and MoneyHelper. For advice about a will, tax or investments, speak to a solicitor or a regulated adviser.
Does it replace a will or a power of attorney?
No. It records whether they exist and where the originals are kept.
Does it cover Scotland or Northern Ireland?
Not yet. This edition follows the rules in England and Wales. Some steps differ in Scotland and Northern Ireland.
Why is it a pre-order?
The workbook is being finished now. Pre-orders are delivered by email by 30 November 2026.